Home Insurance Savings Tips

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   Home Insurance Savings Tips

What are some ways you can SAVE on your homeowners insurance?

  • Set higher deductibles to lower your premiums.
  • Most companies offer discounts for smoke detectors, burglar alarms, third-party alarm monitoring systems, dead bolts, fire extinguishers, Neighborhood Watch programs.
  • Earn “multiple coverage” discounts by using one carrier for all of your insurance.
  • Premiums will be higher if fire stations and fire hydrants are too far away.
  • Going without a claim for three to five years may warrant a discount. Most companies reward longevity of service. Some companies offer discounts if you’ve paid off the mortgage.
  • Discounts often apply if your home was built or rebuilt within the past 10-15 years.
  • Check out non-smoker, early retirement, and live-in-housekeeper discounts.

Need an insurance provider? Ask me!
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